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Plan No. 948
  • Bima Shree is a limited payment plan with money back at regular intervals
  • It offers the guaranteed bonus ranging from 5% to 5.5% of Sum Assured along with loyalty bonus as declared by LIC
  • It also offers the guaranteed risk coverage of 125% of Sum Assured from Day 1
  • The policy-holder gets regular guaranteed pay-outs at regular intervals
  • This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
  • In case of a minor, this plan also has the premium waiver benefit in case of death of the parent
  • This plan also has the option of taking the Maturity proceeds in instalments as the policy-holder can choose the no of year as 5, 10 or 15.
  • In a similar way, the policyholder also has the option of choosing the death benefit in instalments
  • LIC also offer the discount in the premium in case the mode of payment is Yearly.
  • The loan is also available to the policyholder after the completion of 2 years of the policy
  • Settlement option avilable on Maturity and Death in Installments of 5,10 or 15 Years
How Does This Policy Work
Sample illustration
Eligibility Criteria
Min. Max.
Age 8 Years (Completed) 55 Years for Payment Term = 14 - 51 Years for Payment Term = 16
48 Years for Payment Term = 18 - 45 Years for payment term = 20
Policy Term 14, 16, 18, & 20 Years
Premium Payment Term Policy Term 4 Years
Basic Sum Assured Rs. 10 Lacs No Limit
Maximum Maturity Age 69 Years of Term = 14 - 67 Years of Term = 16 66 Years of Term = 18 - 65 Years of Term = 20
Rider LICís NEW CRITICAL ILLNESS BENEFIT RIDER(CIR)
Rider LIC's ACCIDENTAL DEATH AND DISABILITY BENEFIT RIDER
Rider LlC's ACCIDENT BENEFIT RIDER
Rider LICís PREMIUM WAIVER BENEFIT RIDER (PWB) - If life assured is Minor
Rider LIC's NEW TERM ASSURANCE RIDER (TR)
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