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Jeevan Adhar Plan has been specially designed to make provision for maintenance of handicapped dependants.
Proposer can take insurance cover on His/Her life to provide for payment of a lump sum and an annuity to the handicapped dependant.
LIFE COVER: Sum Assured + Guaranteed Additions + Final Addition Bonus (as applicable) will be paid in 80:20 ratio, i.e. 80% utilised to provide annuity and 20% as lump sum amount.
On MATURITY: Sum Assured + Guaranteed Additions + Final Addition Bonus (as applicable) will be paid in 80:20 ratio, i.e. 80% utilised to provide annuity and 20% as lump sum amount.
Guaranteed Additions are payable @ 100/- per 1000 Sum assured
Annuity Rates are also gauranteed between 8.15% - 11.66% depending on the age of dependant at the time of claim.
Optional Add-on Riders:
Double Accident Benefit (DAB) - with inbuilt premium waiver in case of Life Assured gets permanently disabled due to accident for as less as Re1/- per 1000 Sum Assured.

Eligibility Criteria

Min.

Max.

Age

Term

Premium Term

Sum Assured

50,000

No limit

Premium Modes

Yly, Hly, Qly, Mly, SSS, Single

Yearly Premium for 10,00,000 Sum Assured

Dependent age is consider as 5 years

Age

25 Years

30 Years

35 Years

22153

21280

20795

27100

26081

25548

33308

32192

31610